Truth in Lending (TESU)
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Prepayment: There is no prepayment penalty or discount.
Cancellation and Refunds: Payments and associated fees are non-refundable.
Late Payment Fee: You may be charged up to $50 per payment for payments made more than 30 days late.
Servicing: We handle all payment processing through Elder Research Inc. d/b/a statistics.com
Confirmation: By clicking the acknowledgment box during registration, you confirm you have received this form and that you authorize Elder Research, Inc. to charge your credit card for the amount indicated on the registration form.